Terms of Service

1. Introduction

These Terms and Conditions (“Terms”) govern your (“User”, “you”) access to and use of the MC² Finance website, its documentation, blog, and any front‑end interfaces we publish to interact with the open‑source protocol software we develop (together, the “Site”).

The Site is published by MC2Fi AG, Grabenstrasse 7a, CH‑6340 Baar, Canton Zug, Switzerland, CHE‑354.762.383 (“MC2Fi AG”, “we”, “our”, “us”), a software development company that builds and deploys open‑source decentralised‑finance protocols.

By accessing or using the Site, you confirm that you have read, understood and accepted these Terms, which form a legally binding agreement between you and MC2Fi AG. If you do not accept these Terms, you must not access or use the Site.

For legal queries, contact: team@mc2.fi.

2. Nature of the Site — Software Development, No Regulated Services

2.1 MC2Fi AG develops open‑source protocol software and deploys it to public blockchains. Once deployed, the smart contracts operate autonomously and permissionlessly according to their published code, and anyone can interact with them directly on‑chain without our involvement. The Site provides documentation, information, and optional convenience interfaces relating to that software.

2.2 MC2Fi AG does not, through the Site or the protocols it develops:

• Take custody or control of your digital assets, private keys, or funds.
• Manage assets on your behalf, or operate an investment fund, pool, or scheme.
• Provide investment advice, asset management, brokerage, custody, exchange, or payment services, or any other regulated financial service.
• Make any offer or solicitation to buy or sell securities, financial instruments, or tokens.
• Act as your counterparty. When you interact with a deployed protocol, you transact directly with autonomous smart contracts.

2.3 The publication of the Site and of open‑source software is not, in itself, a regulated activity subject to supervision by the Swiss Financial Market Supervisory Authority (FINMA) or any comparable foreign regulator.

3. Eligibility and User Obligations

3.1 You may only access and use the Site if you:

• Are at least 18 years of age or the age of legal majority in your jurisdiction, whichever is higher.
• Have full legal capacity and authority to enter into these Terms.

3.2 You must not access or use the Site if:

• You are a resident or citizen of a country or territory subject to comprehensive sanctions, embargoes, or similar restrictions under the laws of Switzerland, the European Union, the United States, or other applicable jurisdictions.
• You appear on any sanctions list maintained by the Swiss, European, or United States authorities.

3.3 You are solely responsible for understanding and complying with all laws and regulations that apply to you in connection with your use of the Site and any investment decisions you may take.

4. Use of the Site

4.1 You agree to use the Site only as permitted by applicable law and these Terms.

4.2 You must not:

• Use the Site for any illicit, fraudulent, misleading, or otherwise prohibited activity.
• Interfere with or attempt to interfere with the security, integrity, or proper functioning of the Site.
• Attempt to gain unauthorised access to any part of the Site, to other users’ data, or to our systems.
• Use automated tools to scrape or harvest content from the Site in a way that overloads or harms our infrastructure.

4.3 If you provide any information to us (for example via contact forms or email), you represent that such information is accurate, complete, and up‑to‑date and that you have the right to provide it.

5. Third‑Party Services and Content

5.1 The Site may reference or link to third‑party services, including exchanges, custodians, data providers, banks, or other financial and technology service providers. These third parties are independent of MC2Fi AG.

5.2 MC2Fi AG makes no warranty and assumes no responsibility for any acts, omissions, services, or content of such third parties. Your use of any third‑party service is governed by the separate terms and policies of those providers.

6. Digital Asset and Technology Risks

6.1 Digital assets and strategies that rely on decentralised finance involve significant risks. You acknowledge and accept the possibility of, among other things:

• Sudden and substantial changes in value.
• Technical failures, including software bugs and security vulnerabilities.
• Smart contract defects or protocol exploits.
• Network congestion, forks, or changes to underlying blockchain protocols.
• Regulatory or tax changes affecting the use, transfer, or holding of digital assets.

6.2 Any interaction you have with digital assets, strategies, or related products, whether or not described on the Site, is entirely at your own risk.

7. Protocol Information and Interfaces

7.1 The Site may describe protocols we develop, including their mechanisms, token behaviour, contract addresses, and observed on‑chain figures. This information is provided for information and documentation purposes only.

7.2 Any interface published on the Site is an optional convenience front‑end that helps you construct transactions to public smart contracts. You may interact with those contracts directly and independently of the Site. We do not control, and are not responsible for, the deployed contracts’ behaviour or the outcome of your transactions.

7.3 Protocol information provided on the Site does not constitute:

• Investment advice or a personal recommendation.
• An offer to sell or a solicitation of an offer to buy any security, financial instrument, or token.
• A representation that interacting with any protocol is suitable or appropriate for you.

8. Source Code and On‑Chain Priority

8.1 The authoritative description of any protocol is its deployed smart‑contract source code and the transactions recorded on the relevant blockchain, not the summaries, diagrams, or figures shown on the Site.

8.2 In case of any discrepancy between information on the Site and the behaviour of the deployed code on‑chain, the on‑chain code and state prevail. You are responsible for reviewing the code and verifying contract addresses yourself before interacting.

9. Protocol Risks

9.1 Interacting with the protocols we develop involves significant risks, including but not limited to:

• Smart‑contract risk: code may contain bugs, vulnerabilities, or design flaws — including in unaudited, alpha, or beta software — that can cause partial or total loss.
• Market risk: the value of the underlying digital assets can fluctuate sharply.
• Liquidity and lock risk: some positions are permanently locked and non‑redeemable by design, with exit only via secondary‑market sale; liquidity may be limited and prices may sit below net asset value.
• Oracle, keeper, and parameter risk: protocols may rely on price oracles, automated keepers, and on‑chain parameters, which can fail, be delayed, or behave unexpectedly.
• Network and regulatory risk: blockchain congestion or forks, and changes in law or tax treatment, may affect execution, value, or legality.

9.2 You are solely responsible for assessing these risks. Any interaction with a deployed protocol is entirely at your own risk.

10. Open‑Source Software — Licence and No Warranty

10.1 Where we publish software under an open‑source licence, your use of that source code is governed by the terms of the applicable licence accompanying the code, which prevail over these Terms in respect of that code.

10.2 No warranty: all software we publish or deploy is provided on an “as is” and “as available” basis, without warranty of any kind. We do not warrant that any protocol is free from defects, secure, audited, or fit for any particular purpose.

10.3 Autonomy and no guarantee of continuity: once deployed, contracts run autonomously and we may be unable to alter, pause, upgrade, or reverse their behaviour. We do not guarantee that any protocol, interface, or off‑chain component (such as a keeper or dashboard) will remain available or continue to operate.

11. Intellectual Property

11.1 MC2Fi AG retains all rights, title, and interest in and to the Site and its content, including all copyrights, trademarks, trade names, logos, and other intellectual property rights.

11.2 You are granted a limited, revocable, non‑exclusive, non‑transferable licence to access and use the Site for your personal or internal business purposes in accordance with these Terms.

11.3 You may not copy, reproduce, modify, distribute, transmit, or create derivative works based on the Site or its content without our prior written consent, except where such use is expressly permitted by mandatory law.

12. Disclaimers

12.1 The Site and all information, content, and materials provided on or through it are provided on an “as is” and “as available” basis, without any warranties or representations of any kind, whether express or implied.

12.2 Without limiting the generality of the above, MC2Fi AG does not warrant that:

• The Site will be available, secure, or free from errors or interruptions.
• Any content on the Site is complete, accurate, current, or suitable for any particular purpose.

12.3 Nothing on the Site constitutes legal, tax, investment, or other professional advice. You are solely responsible for your own decisions and should seek advice from independent professionals where appropriate.

13. Limitation of Liability

13.1 To the maximum extent permitted by applicable law, MC2Fi AG and its directors, officers, employees, and agents shall not be liable for any:

• Indirect, incidental, special, punitive, or consequential loss or damage.
• Loss of profits, revenue, business, or data.
• Losses arising from or related to: your use of or inability to use the Site; your reliance on any information or content available on the Site; any decision you make regarding digital assets or protocols.

13.2 Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for intent or gross negligence.

14. Indemnity

You agree to indemnify and hold harmless MC2Fi AG and its directors, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the Site, your breach of these Terms, or your violation of any law or rights of a third party.

15. Changes to the Site and to These Terms

15.1 We may change, suspend, or discontinue any part of the Site at any time, including content and features, without prior notice.

15.2 We may amend these Terms from time to time. The “Last Updated” date at the top of this page indicates the latest version. By continuing to use the Site after an updated version becomes effective, you accept the amended Terms.

16. Governing Law and Jurisdiction

These Terms and any dispute arising out of or in connection with them or with your use of the Site are governed by the laws of Switzerland, excluding its conflict‑of‑laws rules. The courts of the Canton of Zug, Switzerland, shall have exclusive jurisdiction, subject to any mandatory jurisdiction rules.